When the numbers no longer add up to you being able to pay your bills, then declaring bankruptcy before you get inundated is the thing to do. I think people hold out too long hoping an impossible situation will get better. If you know something is going to change for the better, then that is different. However, when your work shuts its doors, there is no prospect of still earning what you used to, and you cannot pay all your debts, then calling a Sacramento bankruptcy lawyer like we did makes sense.
We wanted to get ahead of the problem instead of exhausting our resources. We did not want to use our retirement investment in trying to pay monthly bills. Continue reading